Suis, you may just be nieve, but the product is garbage, no where does it say "MAJOR MEDICAL" But you may win a mercedes. I did look at some of these limited medical plans. but I could never bring myself to sell a product, that when the client goes to use it, they will find out it is garbage. But by then it to late for them. I am not trying to pick a fight, i am trying to get you to look at it closer. Would you sell this product to your family?