No ones is listening @LostDollar. I've found your posts and inquisitiveness amusing over the years, but this is coming across as some kind of mental break and I'm concerned.
Let it go.
Let it go.
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Try this:Any experience with long term prior creditable coverage proof?
The client has retired into their 70's. the span of time for creditable coverage will include the first 4 of 12 years ago, when the first employer went out of business. The client doesn't have a record of the insurer. They have a letter from the PDP carrier with the appeal application attached.
Nope.No ones is listening @LostDollar. I've found your posts and inquisitiveness amusing over the years, but this is coming across as some kind of mental break and I'm concerned.
Let it go.
A call to the broker service unit with some deep diving from the rep, a pdf of a recently mailed letter to the client from the carrier was found, reversing the penalty. Thanks for concerns. A client call may have been sufficient as others have stated.