Athene BCA Opinions and Performance

Is the lock in value calculated on the highest value within the 2 year crediting period or is the lock in value equal to whatever the value is on the 2 year anniversary date?
 
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Is the lock in value calculated on the highest value within the 2 year crediting period or is the lock in value equal to whatever the value is on the 2 year anniversary date?

I believe it's the anniversary date
 
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