Looking for Opinions...

[scagnt83]

Poor timing from the agent that sold it. LOL

Any chance the wife had better risk class than illustrated and/or husband worse than illustrated cause hers to be more over funded than his? Guess it would be too early for that to matter as COI wont matter until later

Always shocked how many agents don't modify the premium or face when client approved at worse than originally illustrated & carriers don't mention it even when funding at below target due to the risk class difference

You sound like a client! lmao

Thats one thing I do dislike about the whole process. Even with FIAs. Its really hard to control the timing of when it hits the index. So many variables.

Both are Preferred Plus. She is a bit younger. Both funded to MEC limit.