It's tough because the Med Supps are so expensive there. That's why you have such a high rate of Med Adv penetration there.
Yep South FL or really most of FL you need to offer MAPDs as a viable option. Parts of California are the same with no copays a tiny OOP max. Not sure how long those will survive in that state, but FL is by far one of those states where the model is working quite well.