I would agree, go indy if you can. To answer your question though Humana has a great career path if you can handle being a slave to them and their management.
Best Company To Start With For Breaking Into The Senior Market?
- Thread starter jtow11
- Start date
I would agree, go indy if you can. To answer your question though Humana has a great career path if you can handle being a slave to them and their management.
dgreenlee
New Member
Could you tell us which IMO/FMO/MGA are better rated to work with? That you can still be the agent of record.
- 407
Interview several before you decide. I'm not aware of any independent ratings. Having a "good" contract, with direct commissions and no vesting period is important. However, even more important is finding help, including ride-alongs if needed, in prospecting and selling insurance. Make a list of the things you'll need/want from them and then do your interviews. You should expect to give up some commissions for training, but it's a deal worth making.
dgreenlee
New Member
Knowing what I know now, whether captive or independent, I would develop another income stream/lead generator. I give away Medicare approved braces that pays better than most policies. The clients love them, as they are expensive and come to them at no cost. They are the simplest way to generate referrals. And it is not an insurance product that interferes with your contract or CMS.
If you want to know more write me: [email protected]
If you want to know more write me: [email protected]
janingramsmith
New Member
- 1
There are basically two companies to choose from who specialize in this market. Bankers Life & Casualty and Physicians Mutual.
I started out as a Captive, took the training and left after four
years. Avoid Bankers Life & Casualty. You lose your renewals
if you leave before ten years. Also alot of high pressure !
Physicians Mutual is a highly rated, reputable company. I know
one of their top Career Agents. They provide extensive training
and leads. You are vested after five years.
Hope this is helpful
I started out as a Captive, took the training and left after four
years. Avoid Bankers Life & Casualty. You lose your renewals
if you leave before ten years. Also alot of high pressure !
Physicians Mutual is a highly rated, reputable company. I know
one of their top Career Agents. They provide extensive training
and leads. You are vested after five years.
Hope this is helpful
- 2,452
both of those suck, unless you like having 80% of your business replaced by companies with better rates.
Wow! What rock have you been under to think these are the only two companies out there?
- 5,260
Go indy and read everything by Frank Stastny, jacobtn, and jdeasy.
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