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[BenS]

Hi I'm still new to the business and wouldn't mind some help with this one. I've got a 59yr old male, non-smoker. Triple bypass Sept. '08, cirrhosis diagnosed in '07 - no meds currently prescribed, insulin dependant, meds for HBP.

Unless I'm missing something, it seems that he would qualify for Monumental preferred? I'm also contracted w/ Tx Life and Am Am, but it seems like he would only get ROP policies there.

The client is currently 7 months into a ROP plan paying $80/month for 7k face. This seems a little high even for ROP. Thanks in advance for the help.

 

[Newby]

If he takes insulin he is MonLife Standard. If no insulin he is MonLife Prefered.

The 2nd page questions ask about insulin use.

 

[BenS]

If he takes insulin he is MonLife Standard. If no insulin he is MonLife Prefered.

The 2nd page questions ask about insulin use.

Thanks Newby. I should still be able to beat his current plan. Learning different medical conditions and treatments is definitely tough for a beginner. I'm sure over time it gets easier...

 

[JimmyUt]

Thanks Newby. I should still be able to beat his current plan. Learning different medical conditions and treatments is definitely tough for a beginner. I'm sure over time it gets easier...

It does get easier. I would also suggest you get a copy of "The Pill Book" so you can learn what all the meds are for, rather than the client guessing what they are for. Good luck.