Any one thinking about buying leads from or being appointed under John P. may want to rethink. I filled out paperwork with John to get appointed by Assurant as an agent of his. 49 days later I was no closer than I was day one. I had also purchased 20 leads from John and prepaid him $200.00. I received only 9 of the leads. I have asked for the remaining 11 leads or a refund of $110.00 for the leads I did not receive. It has been over 30 days since I received the last lead and John has done neither. When it comes to ethics, John talks the talk but I'm not sure he walks the walk.