Blue Collar DI Which Company

[shooter]

Thanks for the replies.
It does make sense to have both for that market.

Is there a time when you write accident only plans?
I think they both offer them.

Is there anyone else to look at?

I have talked to an IMO that does DI only,
mostly for grey, and white collar.

Thanks for the replies.
This is what makes the forum unique.

 

[Tahoe Ray]

Thanks for the replies.
It does make sense to have both for that market.

Is there a time when you write accident only plans?
I think they both offer them.

Is there anyone else to look at?

I have talked to an IMO that does DI only,
mostly for grey, and white collar.

Thanks for the replies.
This is what makes the forum unique.

I personally write almost nothing but DI.

Accident only is mainly a waste unless the person is uninsurable. MoO has it. IM only offers an accidental rider and it's a la carte coverage. The whole market is literally something like 10% of all claims so it's not meaningful coverage in most instances.

White collar you need Guardian, Principal, Standard and Mass.

You don't need an IMO for Guardian or Mass.

Feel free to DM me if you have any questions. DI is a passion for me and a severely underserved market.

 

[goillini52]

I agree but doesn't the physical nature of a lot of blue collar jobs make UW more difficult. Not a di guy, but I would think a welder would be far more likely to have a claim than say an insurance agent or accountant. Is my thinking correct here?

Some insurance agents get mugged, get shot at and bitten by big dogs and geese.

 

[NewbieNewbie]

Some insurance agents get mugged, get shot at and bitten by big dogs and geese.

Fair enough. I should have said outside of the FE market.

 

[Allen Trent]

Some insurance agents get mugged, get shot at and bitten by big dogs and geese.

tell me you are not involved in writing marketing pieces for recruiting agents without telling me.............LOL