I'm asking this here with the idea there are some insurance experts/agents/brokers who may help with my decision to insure through a brother in-law.
My brother in-law is a pretty successful agent and from folks I talk to offers pretty good rates through a variety of companies. I wouldn't characterize our relationship as UN-friendly but by the same token, we're not pals either, which leads to my question.
Does insurance agents have much influence or leeway where rates are concerned? Like everyone, I'd like to get a 'buddy deal' on my rates or having a 'friend' on my side in the event there was a claim but I'm also a bit nervous over the ability he would likely have to view personal data that I'm not sure I'd like to openly share. How much access agents have, I'm not sure about but one hears about credit rating info, etc etc so...
If anyone knowledgable on this would offer a friendly piece of advice, it would be much appreciated.
Thanks,
John
My brother in-law is a pretty successful agent and from folks I talk to offers pretty good rates through a variety of companies. I wouldn't characterize our relationship as UN-friendly but by the same token, we're not pals either, which leads to my question.
Does insurance agents have much influence or leeway where rates are concerned? Like everyone, I'd like to get a 'buddy deal' on my rates or having a 'friend' on my side in the event there was a claim but I'm also a bit nervous over the ability he would likely have to view personal data that I'm not sure I'd like to openly share. How much access agents have, I'm not sure about but one hears about credit rating info, etc etc so...
If anyone knowledgable on this would offer a friendly piece of advice, it would be much appreciated.
Thanks,
John