California homeowners market neede- High Value in brush

I don't write any personal insurance, I am all commercial p&c with a smidge of life. As a favor to some of my clients, I have reached out to my network and have found a Farmers agent and an Allstate agent that can write hybrid policies (some coverage through the fair plan, and some through their policy) in high risk fire areas.

Do you know if this is different than a Fair Plan option with a Wrap?
 
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