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SOLUTION: Is it possible to have a contract signed that would obligate the insured to stay with the Agent for a specified time period....and/or pay a fee to get released from the agreement?
This way the agent could know that he/she wouldn't loose the account.
If the carrier found out about that they might be inclined to terminate your contract. There is no legal basis and if the carrier allows BOR, then it is contrary to carrier's rules.