Cancer product

[GreenSky]

Who shot you?

He said his husband's lover shot him. Or something like that.

Rick

 

[theinuranceguy]

AFLAC has a uber cancer policy. Plus AFLAC will take people that have had cancer in the past. The way that works is this: if a person had cancer and has been cancer free for 5 years, they are accepted. For breast cancer they have to been cancer free for 2 years. A real plus here is the experimental treatment benefit, $300 per day up 365 days.
I do not know of any other cancer plan that offers that!!! oh and 1 more is the reconstructive surgery benefit $300-$3000, here to I do not know of any other cancer plan that offers this benefit....

Remember AFLAC was the first to have a cancer policy, all othres are copy cats.

Dude, Get off your high duck...

We all can sell the same crap... and by crap I mean the product is crap...

 

[jeffery_scott76]

Hi,

I know someone who got treated in Chicago & got covered through Aetna.
The guy who is only 27 had an exterior growth in his neck. After the tissue-biopsy, it was revealed that it was not cancer (though it seemed to carry the roots initially). It was 1 odd out of 100 such cases that this guy seemed lucky!
But most importantly he has spend worth $7k-$8k for each of his medical tests towards that outcome. He only had to bear the deductibles worth $700-$800 out-of-pocket(which too seemed an uphill ask for him).

Even now, when I see him, I do always hear his sigh of relief & those words "Had Aetna not been by my side..I'd have gone for a ride.."
Any comments?
Awaiting responses..
Jeff

 

[somarco]

1 in 4 people don't "fall off of scaffolding" and cancer insurance costs next to nothing

Source for you 1 in 4 stat?

There is a reason why cancer insurance costs next to nothing. Care to guess why?

Who shot you?

No comment.

 

[Chkndinner14]

" and cancer insurance costs next to nothing compared to an HSA. So I guess there's your difference.

Most insurance that costs next to nothing is not worth buying. Think about it. If the premium is so low, what is the chance of a payout?

Do you buy the great warranty on a $50 calculator at Best Buy? It amazes me how much they sell of that stuff. The people that buy those warranties every time could easily just replace their broken appliance if they just start saying no.

With that being said, I don't think cancer is a horrible product, I just think other issues should be addressed first.

There are two schools of thought.

1. Am I a product specialist? I just sell health, cancer and that's it.

or

2. Am I a needs analyzer and help develop a plan starting with the greatest risk first and work my way down the list.

Nothing wrong with either model. Most internet driven agencies would all most have to be model 1. (I am speaking of non face to face, large territory selling.)

 

[rapidrobert]

Saying a person who's poor ought to buy a disability policy, or an HSA or nothing is at best elitist. Guy the other day, FIVE people in his family have died of cancer; too poor to buy anything else; first diagnosis cancer wasn't a bad choice to supplement his "no cost" HMO.

Its not hard to find the stat that says that 1 in 4 people will be diagnosed with some kind of cancer (not necessarily terminal) in their lifetime isn't difficult because its true. Lot of you are kind of "my way or the highway" on here aren't you? I've read enough threads to see the behavior over the course of the last couple of years. "Physician heal thyself?"

 

[Guest]

- In the U.S., men have slightly less than a 1 in 2 lifetime risk of developing cancer.

- In the U.S., women have a little more than a 1 in 3 lifetime risk of developing cancer.

* American Cancer Society, Cancer Facts & Figures, 2007

 

[somarco]

Still looking for the 1 in 4 don't fall off scaffolding stat.

I'm sure it is available somewhere.

 

[moonlightandmargaritas]

Guy the other day, FIVE people in his family have died of cancer; to poor to buy anything else; first diagnosis cancer wasn't a bad choice to supplement his "no cost" HMO.

When you're stomping through the trailer parks, this is what you find. The "no cost" HMO attracts a certain type of person...

How many of the five cancer deaths were smokers? Is this guy "to poor" (sic) to buy smokes?

Call it "elitist" if it makes you feel better. I don't shop at Wal*Mart either...

 

[HomeService]

Since when does anybody around here care if a product is being sold at a trailer park, or whatever, and what product it is, and what statistical probability there is of said consumer ever using said product? I thought the name of the game around here was to get recruited on careerbuilder and then get advanced $250 for every $20 app you pick up. Come on, get
with the program, guys.