Considering a hybrid policy for a prospect out of state. Not much options here in NY but more in Texas.
Requested illustrations for a 60 yr. old male $100,000 for Lincoln, Nationwide, and One America. I dont have access to Minnesota Life as my residence license is in NY but still interested in how competitive they are.
So here are my questions:
1. Nationwide is the only indemnity product I have access to but how important of a factor is that to the client?
2. Outside of One America being great for couples, is it worth looking at for the single individual? (This is just for future reference)
3. I saw in previous post Pacific Life is great for males however does that still stand true? Does MG still stand true as grear for females?
I have go-to products for life. LTC hybrid is just lincoln here. So I just want to know where do I start now that I have access to these other products. Any products I shoukd generally ignore?
Requested illustrations for a 60 yr. old male $100,000 for Lincoln, Nationwide, and One America. I dont have access to Minnesota Life as my residence license is in NY but still interested in how competitive they are.
So here are my questions:
1. Nationwide is the only indemnity product I have access to but how important of a factor is that to the client?
2. Outside of One America being great for couples, is it worth looking at for the single individual? (This is just for future reference)
3. I saw in previous post Pacific Life is great for males however does that still stand true? Does MG still stand true as grear for females?
I have go-to products for life. LTC hybrid is just lincoln here. So I just want to know where do I start now that I have access to these other products. Any products I shoukd generally ignore?