Claim Issues: Non Functioning Electrical After Impact

Terry

New Member
1
Sorry if this is in the wrong section, but the consumer stuff seemed to be all home/life which is a whole different group of folks.

Thought it might be good to get industry perspective on this.

I have a car which until recently had only ever been jumped once when I left lights on all night.

Last week, I was hit by someone right in the front corner where the battery is. Ever since, vehicle is essentially non-functioning as it requires multiple jumps daily. Auto body shop had to jump it just to move it to back when it had been driven just 20 minutes previous.

Insurance called me today and said they were doing $1k or so in body work, but refuse to address the electrical issue at all saying I can't prove that the electrical failure is directly related to the impact.

My take is quite simple. I had a fully functioning vehicle which was hit within one foot of the battery that has ceased functioning as of the impact.

My inclination is to refuse to accept the vehicle or sign anything at all until this is rectified. I did nothing wrong here. My car wasn't even moving when it was hit, and I'm not about to pay for their recklessness.

Basically, putting the feelers out to make sure I have the lingo down and know my rights to the letter. I appreciate that they have a job to do, but there's only one right thing to happen here in the larger sense, and I'm not going to let this go.

Any advice?

thx
 
Odds are, your battery is bad and was going to die anyway. Have someone test the battery.

I don't know how old your battery is, so once you determine this is the cause, you can argue with the insurance adjuster about it. If the battery is past its warranty point, the conversation is likely to be shortlived. Its doubtful that the accident is what really caused the battery to fail, but just caused it to happen maybe a month early. Unfortunately, batteries do end up being replaced over time.

The adjuster may give you a few dollars towards a new battery if you can prove it shortened the battery life (which it apparently did). This will not be much, but hey, every bit helps!

If the battery isn't bad, then you have a different problem and all bets are off.

Dan
 
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