Client says Mutual of Omaha med supp "too high" !

[senior-advisor-indiana]

loop holes, loop holes, loop holes.

 

[senior-advisor-indiana]

It is in my med supp apps that a person is gaurantee issue if they are leaving thier MA plan within the 1st year.

 

[jacobtn]

I have heard a couple people say this but I dont know if you can do that. My understanding is that if they did this they would have to go back to their original med supp with the original carrier. Otherwise you would have people piggy backing MA plans just to get into a cheaper med supp and avoiding med supp underwriting...not fair to the med supp carriers.

and since when do we give a damn about being fair to the "carriers"? LOL. sorry this was too stupid not to resurrect from the thread grave. plus I don't think too many seniors are going to play this game, or allow agents to do this to their coverage. they are too conservative for that.