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I believe you. But you don't seem to think that you have 2 offices and don't work more than 20 miles from either has anything to do with your different experience than the agent going up and down the road and making their living from FE.
No one that I've sold this week knows anything about my offices. They do know that I'm local because I make an issue of that.
But as soon as I stepped in my office this afternoon my wife did plunk me right down in front of a lady who has a $25,000 UL policy that I'm going to review next week. So membership does have its privileges.