Please help. I have a pre-existing condition (quad bypass) and Iam 50 yrs old...other than that, great health don't smoke, drink very little.
So the question please...is it more likely they made a mistake or dropping cobra was a mistake on our part?
Thank you!
- Wife lost insurance through job August 30, 2010.
- We went on Cobra. (for one year)
- My job ended at the same time...so Cobra comes into play about $900 per month for us total.
- 12 months into COBRA, we opt to cancel we were going bk and so we cancelled everything that we didn't need before finally cancelling COBRA...
- Last two years of tax records we were insolvent. ie we didn't make enough to pay for cobra.
- My wife found good insurance (privately) and I am still screwed.
- 6 months later (start of March) I apply for PCIP through a broker (I can't get on the phone right now). I have an average job, but can now afford PCIP.
- They denied me two ago.
So the question please...is it more likely they made a mistake or dropping cobra was a mistake on our part?
Thank you!
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