I was parked in a parking garage and when I came back to my car, there was a pretty big dent in my door. I called my insurance co and they are saying that it's not covered under my comprehensive coverage (which I have a $100 deductible) but it's covered by my collision coverage ($500 deductible). They are assuming another car hit it. Every other claim I've ever had like this was covered by comp as the car was parked and no one saw or knows what happened. I live in Florida and my insurance co is Progressive. I feel like the only reason they are using the collision is because the deductible is higher and they have a smaller payout. Any advice? If the police had come, would they consider it vandalism?