COPD Plus Insulin Dependent Diabetes

[GAJ638]

New Century Permanent Protection, A Syracuse product. It asks if one has COPD AND uses oxygen

Thanks Deadhead. I have Columbian in my basket but try not to use them as with the different companies under their umbrella I have found them to be kind of a pain to deal with at times. I will check that out.

 

[SportsNut]

Equitable Life & Casualty would give 1st day covg at Standard rate as long as there is no Neuropathy or other complications with the Diabetes and as long as non-smoker with COPD. Gabapentin or similar Rx are lightning rod meds for neuropathy and will get an app reduced to Graded, so be aware of that limitation with Equitable.

 

[GAJ638]

If the diabetes is controlled and diagnosed after 50 and no oxygen use for the COPD Columbian will take them

Deadhead:

Has Columbian changed their requirements on the New Century Permanant Protector? I am looking at an app I have and it asks the question#7. In the past 3 yrs have you hjad diabetes requireing use of insulin? No mention of of age 50? Could it be a different plan?

Thanks

 

[deadhead]

Deadhead:

Has Columbian changed their requirements on the New Century Permanant Protector? I am looking at an app I have and it asks the question#7. In the past 3 yrs have you hjad diabetes requireing use of insulin? No mention of of age 50? Could it be a different plan?

Thanks

You're right insulin dependent diabetes is a knockout question

 

[mbm0219]

Americo's Ultra Protector 2 is an option. It's level benefit here in NC & 5 or 6 other states. Check to see what it is where you live.

 

[TDFnCali]

Americo's Ultra Protector 2 is an option. It's level benefit here in NC & 5 or 6 other states. Check to see what it is where you live.

Agents out there actually use Americo's UPII?? Wow, I bet there all LOTS of better options. And I hope no one's using their UPIII, good lord!