Crohns Disease Question

[scagnt83]

The guy called me instead of the Assurant agent to ask for some help with the policy.....I mean really...WTF? Maybe I should send an invoice.

I certainly would, just to make a point....

 

[jsd1239]

Even though I am in this business to make money, I have a hard time charging an uninsurable client an extra $100 that is just charged so I and the mini med company can make $100 off the client.

I'm with you on the $100, but when they get declined by the major meds and the state doesn't have a high risk pool, and they really want some kind of coverage, there's not to many choices. When "Obamacare" kicks in there won't be anymore problems like that (sarcasm).

 

[YouGotMyMoney]

Yeah but there are plenty of mini meds that don't charge an extra $100 app fee, why offer one that does?

 

[jsd1239]

Yeah but there are plenty of mini meds that don't charge an extra $100 app fee, why offer one that does?

I don't sell any mini meds, like I said I refer them to this agent that is licensed and pretty much deals with pre-ex that can't get major med. He mentoned TeamCorp a few times, now he may sell other mini meds I don't know. I give him refferrals and he reciprocates. I know there are a few min meds that you don't even have to be licensed to sell, since they're called plans or associations instead of insurance.