Been working in the LI business on and off since early last fall. I am contracted with roughly 10 carriers. I have had multiple personal/family issues arise that has severely limited the time I could work and also altered my mindset during times when I could be working. All that is behind me now but I find myself in about 20k of cc debt and credit cards close to maxed out. Ive done some balance transfers already. I bought a home two years ago and have a small amount of equity in it. I lease a car as well.
I don’t have money for leads and have worked my warm market and leads I do have to the ground.
Hitting the reset button with bankruptcy seems like the best thing to do to clear the way to get myself back on track. I will say I am taking 100% responsibility for the situation I find myself in and looking for the best path forward.
Any thoughts or advice would be greatly appreciated. I know in this business that unfortunately I am not alone and looking to see how other handled similar situations.
I don’t have money for leads and have worked my warm market and leads I do have to the ground.
Hitting the reset button with bankruptcy seems like the best thing to do to clear the way to get myself back on track. I will say I am taking 100% responsibility for the situation I find myself in and looking for the best path forward.
Any thoughts or advice would be greatly appreciated. I know in this business that unfortunately I am not alone and looking to see how other handled similar situations.