Dieing Man Dined Ambulance by Gov't Healtcare

[FEproducerKen]

FE , your posts are rediculous. What the hell do you do for a living? Sell what? The dems closed the door to any insurance company or repub negotiations in the very beginning. You obviously have no plans to manage your own company, or aspirations to become wealthy or self sufficient.

Aren't we both glad that Obama left the golf course in time to make a good call to take out Osama. I wish I could golf as much as him. "we have no time" to spend on birth issues.....now off to Oprah show.

OBviously I don't sell Health insurance. If I did I would be like the rest have have a biased view. I sell life only.
- - - - - - - - - - - - - - - - - -

FE , your posts are rediculous. What the hell do you do for a living? Sell what? The dems closed the door to any insurance company or repub negotiations in the very beginning. You obviously have no plans to manage your own company, or aspirations to become wealthy or self sufficient.

Aren't we both glad that Obama left the golf course in time to make a good call to take out Osama. I wish I could golf as much as him. "we have no time" to spend on birth issues.....now off to Oprah show.

What was the republicans solution to the problem? I keep up closely with the news on both side and I can't remember.

 

[Yagents]

OBviously I don't sell Health insurance. If I did I would be like the rest have have a biased view. I sell life only.

What NON profit life company do you sell? I would hate to think you are making money off people's probability of death.

 

[FEproducerKen]

What NON profit life company do you sell? I would hate to think you are making money off people's probability of death.

Your criticizm of my post is a little vague. What part is rediculous to you?

I do make money off the probablility of death but If I were involved in the decicisions of the insurance industry I would not deny client medical treatment to increase profits.
And I'm talking about necessary treatment as the case I pointed out and not experimental. Just because you sell health insurance does not mean you have to condone the actions of the insurance industrywhen it comes to life and death.

 

[somarco]

FE Ken, do you realize how foolish you look when you post your "rediculous" opinions on health insurance?

Do you understand that carriers pay claims according to contract language? A contract that is filed and approved by the state?

Do you understand they follow CMS guidelines on treatment protocol including treatment that may be considered provisional or experimental? In other words, if Medicare won't pay for it neither will the carrier.

Do you also understand that the government can do anything they want and are not compelled to even break even? Which is why we are in the mess we are in. And if insurance companies (including the not for profit ones) operated on the same guidelines they would all be out of business?

You are a damn fool and an ignorant one at that.

 

[Yagents]

Your criticizm of my post is a little vague. What part is rediculous to you?

I do make money off the probablility of death but If I were involved in the decicisions of the insurance industry I would not deny client medical treatment to increase profits.
And I'm talking about necessary treatment as the case I pointed out and not experimental. Just because you sell health insurance does not mean you have to condone the actions of the insurance industrywhen it comes to life and death.

If there weren't any "for profit" industries, take a guess where you would be right now. Probably riding your bike, to make a call on a pay phone, to ask for a job at the local church. You obviously haven't had any experience with life insurance companies denying claims because the fall off the cliff was considered suicide (not an accident while on vacation), or the P&C claim that was denied because the hail that filled my basement, came after the window broke due to the wind. Bob is right, read the contract language of any "insurance" contract.

I almost forgot about the VA, who won't take care of my Dad's cyst that may kill him because it's related to a bad dental surgery. Health or dental claim? Gov't says dental........."no coverage for you!"

 

[VolAgent]

If there weren't any "for profit" industries, take a guess where you would be right now. Probably riding your bike, to make a call on a pay phone, to ask for a job at the local church. You obviously haven't had any experience with life insurance companies denying claims because the fall off the cliff was considered suicide (not an accident while on vacation), or the P&C claim that was denied because the hail that filled my basement, came after the window broke due to the wind. Bob is right, read the contract language of any "insurance" contract.

You want to talk about claims, P&C takes the cake. Not only do claims get denied for crazy reasons, in P&C they can also non-renew your policy our outright cancel it. Health insurance is an old fashioned wedding, til death do us part. P&C is the latest Hollywood marriage, over in a flash.

 

[FEproducerKen]

I'll give you guys the benefit of the doubt. I, believe it or not, prefer the health care system and insurance be in the private sector. I just have a problem with ignoring the fraud and corruption. I pointed out the article in a previous post with an expample of BCBC denying a specific heart test for several people. Investgations found they were at fault. It was not the fault of the client. When claims are denied for no reason or purposely denied to buy more time to increase profits and create bonuses for CEOs, I do not think anyone is foolish for posting negatively about this behavior. The insurance and healthcare industry should have seen we were headed for a crisis and prepared for it. Prices for both were increasing at a rate 5-6 times the rate of inflation, It is not like this just slippped up on them and the evil government took over. They had plenty of opportunity to make plans. There would have been plenty of options to work with congress to come up with a better way, not a prefect solution but at least better.

 

[somarco]

I just have a problem with ignoring the fraud and corruption.

WHO is ignoring it? And how widespread do you think it is vs fraud in govt health care such as Medicare and Medicaid.

The "profit motive" makes it incumbent on carriers to constantly monitor and audit claims and take action.

Where is the same motive for the government? If they spend too much money, so what? They don't have to balance their books and they can always soak the taxpayer for more money and do so at will.

The insurance and healthcare industry should have seen we were headed for a crisis and prepared for it. Prices for both were increasing at a rate 5-6 times the rate of inflation,

Your point is?

 

[FEproducerKen]

WHO is ignoring it? And how widespread do you think it is vs fraud in govt health care such as Medicare and Medicaid.

The "profit motive" makes it incumbent on carriers to constantly monitor and audit claims and take action.

Where is the same motive for the government? If they spend too much money, so what? They don't have to balance their books and they can always soak the taxpayer for more money and do so at will.



Your point is?

My point is that they should not have waited until it was contributing to the demise of our economy and then try and beat down anyone who dare cross them. I Think the industry would have come out better if they had tried to participate in reform instead of fight it. They may even have had solutions that would have been better for them if only they had not took the us against you mentality.

 

[somarco]

Do you understand that private industry has done a better job of managing health care dollars than the government has?

Premiums increase because of claims and carriers do not have the ability to command people to live healthier lifestyles.

FWIW, the govt has no clue what they are doing. Everything they have proposed in Obamacrap will increase premiums and will not do a damn thing to control the cost of health care.

Why not pick a topic you know and stay away from talking through your butt on health insurance?