Does Lafayette Life Offer DIRECT Contracts??

[wehotex]

I understand that they're offering a new 10 pay whole life product. A high dollar Direct contract would be nice.

 

[FEproducerKen]

I understand that they're offering a new 10 pay whole life product. A high dollar Direct contract would be nice.

I was with them a few years ago. I don't believe you can get a higher contract by going direct. Best I remember they are pretty strict on starting at street level.

 

[VolAgent]

In my experience, I have found that carriers will allow IMOs to use the aggregate of your business to justify a higher commission level. While when direct, carriers only look at production with them to justify higher commission levels.

So.. unless you are willing to send them all your business, you are probably going to get a higher contract with an IMO.