The insurance coverage starts on January 1st.So they should get their first bill in mid-December.
They are going to have a choice to either buy more toys for Johnny and Jane or pay insurance bill. I think you are going to see a lot of these policies lapse even before they start.
I remember when I worked in the real world, the money came out of my check and I never had the opportunity to choose if I should pay my premium or not, but they are days gone by.
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I keep hearing CMS and HHS want to avoid fraud onthe agent side but how are they going to control fraud and abuse on the client side.
This may be a little cynical, but what steps are in place to stop an individual from getting insurance for a month or 2, taking care of any medical issues they have and then drop their insurance and do the same thing down the road until something chronic arises and they have to keeptheir insurance. Are insurance companies allowed to deny them coverage? I know there are fines that will be imposed at some point but what is going to stop people until the fines are steep enough. I can see younger people trying to use their insurance like a prepaid phone, health insurance this month beer the next.
They are going to have a choice to either buy more toys for Johnny and Jane or pay insurance bill. I think you are going to see a lot of these policies lapse even before they start.
I remember when I worked in the real world, the money came out of my check and I never had the opportunity to choose if I should pay my premium or not, but they are days gone by.
----------
I keep hearing CMS and HHS want to avoid fraud onthe agent side but how are they going to control fraud and abuse on the client side.
This may be a little cynical, but what steps are in place to stop an individual from getting insurance for a month or 2, taking care of any medical issues they have and then drop their insurance and do the same thing down the road until something chronic arises and they have to keeptheir insurance. Are insurance companies allowed to deny them coverage? I know there are fines that will be imposed at some point but what is going to stop people until the fines are steep enough. I can see younger people trying to use their insurance like a prepaid phone, health insurance this month beer the next.
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