Equipment Breakdown Coverage

vacowtipper

New Member
Hello all,

One of the companies I have will surcharge a homeowner's policy for an Equipment Breakdown claim. I checked with the other companies I have that offers this and they do not.

Do you guys have any companies that will surcharge for an equipment breakdown claim? I am collecting data so that I can hopefully get them to change that rule.

Here is why I think it is wrong. The insurance company offers EB coverage through a third party. Third party pays all EB claims. Why should the HO company be making money off of EB company's loss via collecting from customer the surcharge and deletion of claim free discount? I do not think it is fair.
 
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