Equity Index Annuity the best ?

[KJ in Miami]

Re: Equity Index Annuity the best??????????

Thanks!!

A. No loss of princpal
Unless you surrender early

B. postive probate aspects
But negative IRD tax

C. Heirs to don't have to liquidate as in a mutual fund
Heirs don't have to liquidate mutual funds

D. No expensive manger fees etc etc.
Just unpredictable cap rates and participation limits

In addition, all gains taxed as ordinary income versus cap gains

No step up in basis at death

Not something I would put friends or family in!