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I think you probably meant "opinion". And the answer is no. I've studied the plan and don't deem it a fit for 95%+ of the population.
I'm not sure where you are getting the 95%+ from but yet I would say 15+ plus would be more accurate number. Yet that is yanked out of the clear blue, I consider anyone that doesn't want to invest in Securities as a potential candidate. Now of course ones ability to go on a plan and stick with it is what drives down the number to 15%, at least IMHO.