They better have some great products. At least on paper. Why else would anybody buy them with the risk they take with a subpar company. BBB rated Comdex of a 53. There is a reason they are such poorly rated. Good thing a Chinese company just bought them. Perhaps it can help them. Many E&O companies will not cover you on such poorly rated companies. If they go south and you are asked why did you sell them? Oh, cause they paid the agent the most. I do not know any agent that ever goes over why one annuity company is better than the next on their riders. and how there rating influence the products they sell. I have used them but just for substandard underwriting on there DI when no one else would touch the insured.