Family benefit life/ Trinity

Trinity is the most lenient underwriting for first day coverage of the ones that you mentioned with great rates.

Oxford has great rates & their new phone interview is awesomely fast.

SNL is awesome for their modified plan which takes on a lot of health issues and still pays great and the prices for the modified are usually just as good as Gerber or American general for non-smokers and you get a 9 month advance plus 10% lead credit if you sell 1500 in a month and if you're doing this full time you should run into $1500 of modified plans pretty easily
 
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