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Technically, their contract does require you to be captive, and
while their contract states their is no minimum production needed to maintain appointment the ole "Termination without cause" clause comes in handy. I have been contracted with carriers in the past where they send a letter out requesting that you send them the state appointment fee if you wish to maintain appointment. Not so with LH...termination. I still can't figure why some business would not be better than no business.
I have been terminated for lack of production from several companies. AmAm was the fastest. I keep expecting Foresters to term me.