FE persistency

Wrong again. Just had a 40 minute hold time with AmAm an hour ago.

it was on our chat that another agent was number 52 in que.

You simply do not know what you're talking about or you are lying.


If anyone doubts it then just call them and see.

Lol …but you set what you call appointments on the phone with the most unreliable prospects in the life insurance market.

Lol
Lol
Lol

You sippin some good Kentucky bourbon tonight?
 
Lol …but you set what you call appointments on the phone with the most unreliable prospects in the life insurance market.

Lol
Lol
Lol

You sippin some good Kentucky bourbon tonight?


Right. Keep telling yourself that nonsense. I've never written less than 300 applications in a year in 20 years of doing this. And I maintain over 90% persistency.

Not hardly unreliable prospects.

You simply do not know what you do not know.

I understand why you struggle so much. And why you are so bitter. But it's choice to not do anything about either.
 
I stand by what I say about am am . 100's of interactions . Only reason Jd's calling am am is replacing it . Don't laugh but jd's # could be on some type of modified block with am am . Matter of fact all of fex could be flagged . Jd does fex classes on replacing . Lol
 
I stand by what I say about am am . 100's of interactions . Only reason Jd's calling am am is replacing it . Don't laugh but jd's # could be on some type of modified block with am am . Matter of fact all of fex could be flagged . Jd does fex classes on replacing . Lol


People usually hate what they cannot do. Am Am does not allow replacements in Kentucky. What does that tell you ?

Am Am will consistently have some of the lowest tobacco rates for level coverage for companies we write.
 
I stand by what I say about am am . 100's of interactions . Only reason Jd's calling am am is replacing it . Don't laugh but jd's # could be on some type of modified block with am am . Matter of fact all of fex could be flagged . Jd does fex classes on replacing . Lol

Same, I just called them this morning and they picked up before the second ring (it didn't even get to the part where it says 'you are 2nd/5th/10th in line').

I don't know why JD would be having those hold times (since I don't know what department he is calling, etc), but that just has not been my experience. I can only think of maybe once or twice in my 5 years of dealing with them that I waited more than 5 minutes.


But I ALSO totally understand that people can have drastically different experiences with carriers. Example, some of my friends swear by Prosperity and I have seen their great persistency reports to back it up. When I used them, it was just horrible, worse than all other carriers, and I will never go back. So I definitely see where @jdeasy is coming from too. If he is experiencing those wait times, he would want to avoid it at all cost, and tell his colleagues the same.
 
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Same, I just called them this morning and they picked up before the second ring (it didn't even get to the part where it says 'you are 2nd/5th/10th in line').

I don't know why JD would be having those hold times (since I don't know what department he is calling, etc), but that just has not been my experience. I can only think of maybe once or twice in my 5 years of dealing with them that I waited more than 5 minutes.


But I ALSO totally understand that people can have drastically different experiences with carriers. Example, some of my friends swear by Prosperity and I have seen their great persistency reports to back it up. When I used them, it was just horrible, worse than all other carriers, and I will never go back. So I definitely see where @jdeasy is coming from too. If he is experiencing those wait times, he would want to avoid it at all cost, and tell his colleagues the same.

Call them now. It's mid-day. I'm caller number 41, and. I called from a different number.
 
I do not write their graded products. I use other carriers to get level coverage if it's possible.

your statement is false. There are agents that are knocking it out of the park with senior life and Lincoln heritage strictly writing one company.

The way you described yourself you sound pretty insecure sound like a week Agent. How old are you?

I simply said there would not be level options for most folks, given the carrier lineup you recommended. Are you saying you're writing carriers besides the ones you recommended in order to get level coverage for those folks?

What false statement did I make?

No, I'm not insecure or weak. How did I describe myself that led you to believe that?
 
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