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- #21
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if someone leaves their agent to you for price they will leave you very quickly.
i know how it is in NY/NJ. Everyone just wants you to beat the price and change over. I did this for the first couple months, but overtime i started explaining proper coverage and going over what they needed. They were happy even if we were more expensive or same price but with proper coverage. Most of them tell me i'm one of a few that took the time to explain the coverages to them. So i'm pretty confident that they will be a long time client.
I'm doing my best to offer them both services so they will remain lifetime clients. But I feel that I need to reel them in with the offer of a cheaper price (since most of them would only be willing to switch at first with the promise of saving money) but then take the time to sit with them and review/explain their policy. I've found that many have coinsurances and had no idea, or one guy was paying for building insurance for 10 years but he's a renter and his landlord is already covering the building! I think its crazy that the agent he had for the last 10 years didn't even think to question that coverage!