Final Expense Companies

redjeeper

Expert
23
I am looking to add final expense insurance to my agency and would like to know who the better companies are. Thanks for your help. I am located in Mississippi.
 
Hey RedJeeper, you'll definitely need a Guaranted Issue carrier in MS. I opened a small office in Jackson 2 years ago and found out MS is a pretty unhealthy state! Anyhow, be sure to add one to your portfolio of companies. I know Presidential writes in MS for one...
 
You need different carriers who serve different needs:
(not in any particular order, and certainly not complete)
Low premiums
Liberal underwriting
Takes debit cards
Bills monthly, (I know, they fall off.)
Takes credit cards
No phone interview
Fast issue
What did I leave out?
There are a number of knowledgeable guys on this forum who can get you started. I'm sure that you'll hear from a number of them.
 
Is it worth the time it takes to write people that have to be billed because they don't like EFT or have a checking account? I just found a good company with competitive rates, much lower the UHL that will bill monthly and take money orders. I keep a list of them, but I didn't know if it is worth the time. As earned commissions are that profitable when I have other people to see.
 
Back
Top