Final Expense Companies

Newby · Apr 8, 2011

You're already there. Write them up and then move on. I have a lot of monthly bill people on the books.

mikewilson77 · Apr 8, 2011

Americo is a very good company and offer a true guaranteed issue product. United Home Life is also very good.

jody108 · Apr 9, 2011

Direct bill is a waste of your time. Don't do it.

mikeincolumbuso · Apr 10, 2011

Other than United Home Life, which other companies accept direct bill these days?

360 · Apr 10, 2011

mikeincolumbuso said:
Other than United Home Life, which other companies accept direct bill these days?

Lincoln Heritage
American Memorial
American Amicable

I'm sure there are a few more.
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jody108 said:
Direct bill is a waste of your time. Don't do it.

You're already there...why would that be a waste of time to spend another 10 minutes filling out the app?

GoCubsGo · Apr 10, 2011

Don't believe UHL does direct bill anymore but not positive.

I'm with Brad, why not. Go as earned and take what you get.

VolAgent · Apr 10, 2011

WIN said:
You're already there...why would that be a waste of time to spend another 10 minutes filling out the app?

Do any of these carriers chargeback for a lapse in the first year, even if commissions were taken as earned?

theinsuranceman · Apr 10, 2011

VolAgent said:
Do any of these carriers chargeback for a lapse in the first year, even if commissions were taken as earned?

No, that's why some like to be paid as earned.

mikeincolumbuso · Apr 10, 2011

UHL does still take direct bill.

VolAgent · Apr 10, 2011

theinsuranceman said:
No, that's why some like to be paid as earned.

Figured I'd ask, there are some carriers that charge back for lapses in the first year, regardless of advanced or as earned.