Fixed Annuity Rates - Who's Good Right Now?

[PrivateEquity]

My only point being that I am an individual advisor with a direct contract to them. I do not mean to ruffle feathers.

How long have you been in the annuity business?

 

[j20a00g]

My only point being that I am an individual advisor with a direct contract to them. I do not mean to ruffle feathers.

How long have you been in the annuity business?

6 years in FL for me

 

[PrivateEquity]

6 years in FL for me

I was referring to that other guy who was trying to recruit everyone.

I apologize for not being more specific; I just learned how to use the quote button.

Sorry.

 

[HarryRenard]

I can not spell and I am OK with THAT!

Well you better find a different forum. They care about grammar and spelling, Insurance knowledge, not so much .
Sorry.

 

[dgoldenz]

Looks like ING's fixed rate on their 7 and 9-year indexed annuities has become more competitive again. 2.9% or 3.1% on the fixed account for $75k+ and a 7% or 7.25% cap on the indexed side. Those are the best rates I've seen in a while...it's not a multi-year guarantee though.

 

[0b1kanobee]

Well you better find a different forum. They care about grammar and spelling, Insurance knowledge, not so much .
Sorry.

This is supposed to be an insurance forum? Tell that to arnguy! He has a thing for grammar and spelling. Thank God he lets punctuation slide.

 

[j20a00g]

Looks like ING's fixed rate on their 7 and 9-year indexed annuities has become more competitive again. 2.9% or 3.1% on the fixed account for $75k+ and a 7% or 7.25% cap on the indexed side. Those are the best rates I've seen in a while...it's not a multi-year guarantee though.

lincoln's 6 year is 2.7 fixed, 4.7 on the indexed side (if s&p is flat or + you automatically get 4.7) and the cap is 11.75 on the 2 year point-to-point. not a bad product either for $50k+. it's an easy sale to a cd client.

 

[0b1kanobee]

lincoln's 6 year is 2.7 fixed, 4.7 on the indexed side (if s&p is flat or + you automatically get 4.7) and the cap is 11.75 on the 2 year point-to-point. not a bad product either for $50k+. it's an easy sale to a cd client.

Then why not stick it all in the index side and get 4.7???? What did I miss?

 

[arnguy]

This is supposed to be an insurance forum? Tell that to arnguy! He has a thing for grammar and spelling. Thank God he lets punctuation slide.

It is also alleged to be a professional forum. Back when I went to school you had to learn how to spell and have a basic understanding of grammar. I guess some of these agents are products of the "modern educational system." My rant for the day.

 

[Norwayguy]

lincoln's 6 year is 2.7 fixed, 4.7 on the indexed side (if s&p is flat or + you automatically get 4.7) and the cap is 11.75 on the 2 year point-to-point. not a bad product either for $50k+. it's an easy sale to a cd client.

Which Lincoln? And which product are you speaking of?