Foresters Death Claim?

Four death claims not paid and you still write them. Is the stent the reason they are not paying this one?

I haven't written a Foresters policy since the 2nd unpaid death claim. They won't say for sure that it's the stent. All they will say is question number blah blah blah was answered incorrectly. That one included stents, though. I am getting a letter from his Doctor to prove the dates but I'm not holding my breath. Nine months to investigate a claim is ridiculous. I'll never write another Foresters policy and I'll replace every one I come across.
 
I haven't written a Foresters policy since the 2nd unpaid death claim. They won't say for sure that it's the stent. All they will say is question number blah blah blah was answered incorrectly. That one included stents, though. I am getting a letter from his Doctor to prove the dates but I'm not holding my breath. Nine months to investigate a claim is ridiculous. I'll never write another Foresters policy and I'll replace every one I come across.

Well there's your problem. Don't go around promising speedy 9-month decision making from them.
 
Newby said:
The crazy thing about them is that EVEN the ones they DO pay the claim on, they get so rude and uncaring with the beneficiary and drag their feet so much that the family will bad-mouth them forever even AFTER they finally get paid.

You would think a company could keep people happy that paid in 9-premiums of $60 and got a check for $10,000. But NO! They are so disfunctional that they have to piss them off too.

Anyone know if this is just with simplified policies or fully underwritten ones as well?
 
This is what agents faces wen da insurance co waits until death to underwrite life policies. Everybody is happy until claim time!
 
CMS said:
This is what agents faces wen da insurance wait until death to underwrite life policies. Everybody is happy until claim time!

Please tell me you are not from the government here to help us.
 
Please tell me you are not from the government here to help us.
Good CMS of the North!
- - - - - - - - - - - - - - - - - -
At least ur claims get paid thru CMS. Life Reform is on its way! Smile!
 
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Newby said:
Well there's your problem. Don't go around promising speedy 9-month decision making from them.

Haha! I ran into a nice elderly couple that had just signed up with foresters just days before. The reason that they bought the policy is because the agent told them that they pay death claims within 48 hours and if they "tipped over" the day after they signed up that they would get their money. It was all I could do to not laugh!!!
 
CMS said:
This is what agents faces wen da insurance co waits until death to underwrite life policies. Everybody is happy until claim time!

I've had hundreds of death claims. No other company has ever pissed off the client family. I've even had two that were contested that didn't pay. They were fine. The company they were with had some compassion and kept them in the loop of what was going on.

No. There is some bad problems going on there.
 
After waiting over five months forester finally paid my first death claim w/ them plus interest. What a relief!
 
I am contesting Foresters on something else, not a death claim I have enough experience with them to feel there is something internally wrong in that company. My opinion.

I had to use this number for Global Compliance
1-877-201-9201 with them. Not sure this is going to be
that helpful, but they take a complaint report and give it to uppers at Foresters. We'll see. Probably a pattern developed over time with state attorneys general might be helpful.

They don't like agents, that's for sure.
 
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