Foresters Final Expense

There is NO final expense company that beats ALL companies. If there was, my job would be MUCH easier.

You have to always carry several companies.

One will be too hard on diabetics.

One will be too hard on overweight people.

One will be too hard on people who had previous heart or cancer conditions.

One will be too hard on people with mild mental disorders.

Some require checking accounts.

Some require face to face, other don't.

Figuring out which companies to go to in different situations is the challenge and also what will make you able to offer a better product than the next guy.

All the companies that get mentioned; Settlers, Monumental, Oxford, United Teachers, Loyal American, Forethought, American Memorial, Baltimore, Royal Neighbors, Americo, Presidential, American Amicable, Foresters, Transamerica, Colorado Bankers, Columbian, ... they all have situations where they are a good choice or other situations where they are a bad choice.
 
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