Foresters New Final Expense Program

[VolAgent]

thats a good thing to teach new agents on this forum. if the facts are not in your favor and you can't sell against them try scare tactics.

I have both Foresters and UHL and in most situations UHL couldn't carry a Forester's suitcase. I would guess 50% or more of my clients are on some sort of Disability income which makes them graded at UHL. I mostly use UHL with people under 50.

Also if you have to go graded or modified UHL does pay better than most but the vast majority of the time UHL is priced higher than their competition.

You can say what you want to about Foresters CS but I beleive hands down they have more usable member benefits than the others. Those discount cards a a complete joke. I called three local big pharmacies and they said they did not save any money at all on my meds and I take ten pills a day.

And as I have stated before I have used many of the Foresters benefits and saved more than $2 grand in a year and a half.

But about every other month I do want to kill them.

STIP CITY!!!

You would do well to re-read UHL's application. They don't offer graded, merely GI, modified and two flavors of level. Disability puts them into the deluxe plan which is still level and may or may not be a good option depending on the situation.

 

[digfesales105]

Maybe I'm missing something. Are saying you think that the groups you listed are all pretty close to each other in any way?

Yes. The agent asked for training and leads. Those groups offer both. How much or how little, how good they are or not....I'm sticking with the basics. I'm not saying all of those companies/carriers are "super stars" but for the typical agent starting out, they are most likely the most decent starting place's for a year or two. Then, move on and join the big boys.

I have my own opinion of each one. If I wanted to be totally one sided...I would offer my company up.

 

[360]

Sorry, I couldn't tell on a few of those if you were trying to help the agent or hurt them.