GI Final Expense for 31 year old?

[goillini52]

31 y/o @ $25k is $46.25 with Nationwide.

I wonder why they didn't show up on FexQuotes?

 

[Baseball7]

It's under graded/modified

 

[goillini52]

It's under graded/modified

Thanks. No wonder I couldn't find it under GI, because it's not.

I didn't see the 2 health questions in the UW Guide. Do you know what they are?

 

[myinsurebiz]

Thanks. No wonder I couldn't find it under GI, because it's not.

I didn't see the 2 health questions in the UW Guide. Do you know what they are?

1) Has the Proposed Insured been declined for Life Insurance in the past 6 months?

2) To the best of your knowledge and belief, is the Proposed Insured currently receiving hospice care; waiting on an
organ or tissue transplant; or ever been diagnosed with a terminal illness; or in the past 10 years, tested positive for HIV (Human Immunodeficiency Virus), or been diagnosed as having AIDS (Acquired Immune Deficiency Syndrome)?

 

[goillini52]

1) Has the Proposed Insured been declined for Life Insurance in the past 6 months?

2) To the best of your knowledge and belief, is the Proposed Insured currently receiving hospice care; waiting on an
organ or tissue transplant; or ever been diagnosed with a terminal illness; or in the past 10 years, tested positive for HIV (Human Immunodeficiency Virus), or been diagnosed as having AIDS (Acquired Immune Deficiency Syndrome)?

Those aren't too tough. What's street?

Thanks for responding in blue Tom.

 

[yorkriver1]

1) Has the Proposed Insured been declined for Life Insurance in the past 6 months?

2) To the best of your knowledge and belief, is the Proposed Insured currently receiving hospice care; waiting on an
organ or tissue transplant; or ever been diagnosed with a terminal illness; or in the past 10 years, tested positive for HIV (Human Immunodeficiency Virus), or been diagnosed as having AIDS (Acquired Immune Deficiency Syndrome)?

Is it still 7% plus refund of premium in 1st 2 years?

 

[goillini52]

Is it still 7% plus refund of premium in 1st 2 years?

Yes, ROP +7% 1st 2 years.

 

[myinsurebiz]

Those aren't too tough. What's street?

Thanks for responding in blue Tom.

60% is the highest that I can get . . .

 

[rousemark]

1) Has the Proposed Insured been declined for Life Insurance in the past 6 months?

2) To the best of your knowledge and belief, is the Proposed Insured currently receiving hospice care; waiting on an
organ or tissue transplant; or ever been diagnosed with a terminal illness; or in the past 10 years, tested positive for HIV (Human Immunodeficiency Virus), or been diagnosed as having AIDS (Acquired Immune Deficiency Syndrome)?

I looked at their underwriting guide on FEXquotes. It seems you have to either have a P&C policy with Nationwide or be a family member of a P&C policyowner...If that is true, then you would be limited as to whom you can write..

 

[yorkriver1]

Not sure what state you're in, but Sons of Norway is $49.77 a month for $25K.

That could be a good option. Thanks!