GI Final Expense

[jackdaniel]

Can anyone give a couple good suggestions for GI F.E. products. I would need something that doesn't require a witnessed signature, available in most states and preferrably one with an electronic application.

Thanks!

 

[Newby]

Gerber, Kemper, Vantis and Americo are the GI FE products.

 

[Justin Bilyj]

Gerber, Kemper, Vantis and Americo are the GI FE products.

What about the bronze plan for Settlers?

 

[goillini52]

What about the bronze plan for Settlers?

It's not GI. It's graded/modified.

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It's not GI. It's graded/modified.

Here are the knockout questions for Settlers.
V
V
V
D. Health Questions for the Bronze, Silver and Gold Plans
1. Is the Proposed Insured currently hospitalized, bedridden due to disease, confined to a nursing facility, or receiving hospice or home health care?  YES  NO
2. Has the Proposed Insured been diagnosed with AIDS (Acquired Immune Deficiency Syndrome),
ARC (AIDS Related Complex), or tested positive for HIV (Human Immunodeficiency Virus)?  YES  NO
E. Health Questions for the Silver and Gold Plans

 

[Newby]

What about the bronze plan for Settlers?

Very close to GI but has the two questions. No AIDS. No currently in a nursing home or hospital.

Pays much, much better than any GI though. Rates are usually a little higher than Kemper. Much lower than Americo.

 

[jackdaniel]

Any suggestions on getting contacted for Settlers, Kemper and/or Americo?

 

[Newby]

Any suggestions on getting contacted for Settlers, Kemper and/or Americo?

Was this a lay up?

Http://www.fexcontracting.com of course.

 

[TwiLight]

Any suggestions on getting contacted for Settlers, Kemper and/or Americo?

You know, I ain't no slouch either......

I can help with Kemper and Americo. The Legacy Advantage

 

[Norton]

This was part of an email I got today from UHL:
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A True Guaranteed Issue Whole Life!

Issue ages: 45-75 (Age Last)
Face amounts: $5,000 - 10,000.

NO health questions, NO PHI, and NO fluids testing!

Agents must affirm, to the best of his/her knowledge, the following for a GIWL Proposed Insured:
That the Proposed Insured was present when applying for GIWL - Power of Attorney apps not accepted.
Not confined to a hospital, hospice, nursing home or convalescent home or does not require home health care.
Does not have AIDS or is not HIV positive.
Has not been diagnosed with an illness expected to cause death within 24 months.
Is not engaging in intravenous drug abuse.
NOTE: GIWL sales can be no more than 25% of an agent's total book of business with the Company.

 

[goillini52]

This was part of an email I got today from UHL:
------

A True Guaranteed Issue Whole Life!

Issue ages: 45-75 (Age Last)
Face amounts: $5,000 - 10,000.

NO health questions, NO PHI, and NO fluids testing!

Agents must affirm, to the best of his/her knowledge, the following for a GIWL Proposed Insured:
That the Proposed Insured was present when applying for GIWL - Power of Attorney apps not accepted.
Not confined to a hospital, hospice, nursing home or convalescent home or does not require home health care.
Does not have AIDS or is not HIV positive.
Has not been diagnosed with an illness expected to cause death within 24 months.
Is not engaging in intravenous drug abuse.
NOTE: GIWL sales can be no more than 25% of an agent's total book of business with the Company.

How is that Guaranteed Issue?