GI Final Expense

I was told by underwriting that you can only write 1 out of 4 policies as a GI.

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What does GPM stand for and is it offered in the state of Georgia?

GPM is Government Personnel Mutual. Their Graded 30/70/100 is very lenient on UW and will accept cancer ( if not deemed terminal in 12 or 24 months?). You can offer first day coverage at 30% of face and 70% in year two vs. 5 or 10% with return of premiums in the first two years for GI companies. IN some cases the premuim is not that much more.
 
GPM is Government Personnel Mutual. Their Graded 30/70/100 is very lenient on UW and will accept cancer ( if not deemed terminal in 12 or 24 months?). You can offer first day coverage at 30% of face and 70% in year two vs. 5 or 10% with return of premiums in the first two years for GI companies. IN some cases the premuim is not that much more.

Thanks - I just read their requirements for sales and I don't have enough experience to qualify to be an agent with them.
 
What is their requirements?

GPM Life Insurance Company

INTERESTED IN JOINING OUR TEAM?

Thank you for taking a moment to learn about us and how we might provide support and service to you.

We are looking for men and women who are:

Client motivated;
Industry experienced;
Military experienced;
Financially stable;
Technologically knowledgeable.
Who want to work with clients in markets involving:

Active Duty Military and Retired Service Members;
Federal Civil Service Employees;
Civilian Families.
However, to do so, YOU need support services such as:

Entree to Target Markets;
Diversified products;
Competitive compensation;
Excellent benefits;
Access to Underwriting and Marketing support.
We Can Help You

GPM Life's Marketing Division is comprised of a select group of highly trained, experienced and technically skilled professionals who are ready, willing and able to provide you with a wide range of services:

Sales ideas;
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Agent/Client seminars;
Point-of-sale promotional material.
If you are interested in information about becoming an agent or general agent with GPM Life or would like to learn more about our products and services, please visit the Contact page.

Thank you for your interest. Please browse through our Website to learn more about GPM Life!
 
GPM Life Insurance Company

INTERESTED IN JOINING OUR TEAM?

Marketing BS
Marketing BS
More Marketing BS

Thank you for your interest. Please browse through our Website to learn more about GPM Life!

If you have a license and can say no to the questions on the contracting paperwork, odds are they will appoint you. They may require E&O and may look at credit, who knows. Most of that was just fluff to make it sound like it is a real opportunity versus just another place to send business.
 
If you have a license and can say no to the questions on the contracting paperwork, odds are they will appoint you. They may require E&O and may look at credit, who knows. Most of that was just fluff to make it sound like it is a real opportunity versus just another place to send business.

They have a military division and a civilian division. The FE and simplified term are for the civilian market and that is the only thing I wanted with them. Been very happy with it.
 
If you have a license and can say no to the questions on the contracting paperwork, odds are they will appoint you. They may require E&O and may look at credit, who knows. Most of that was just fluff to make it sound like it is a real opportunity versus just another place to send business.

They are kinda weird tho....u have to send them a check for your own appt fee, NO, they dont pay for it!
 
They are kinda weird tho....u have to send them a check for your own appt fee, NO, they dont pay for it!

There are some other companies like that. Usually it is for non-resident. But I believe Equitable charges for resident appointments as well, at least if allowed. Some states require the insurance company pay and don't allow them to pass it on to the agent.
 
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