Jdavidson015
Expert
- 66
Ok, so I have been in some accidents before ( none my fault ) but never like this. So I was pulling out of a parking lot that my college owns, and a guy in another car driving down the street pulls to a stop at the end of the driveway and looks into both lots ( both right across from one another) as if he's either going to let me go or enter one of them. Because he stops and looks into the lot, I pull out (on to a one way road) and turn right ( the correct way) and he pulls forward into me. Now he admitted to me that he didn't look forward after he stopped and that he didn't even see me but I doubt he will admit to that when dealing with insurance. Anyway he ended up swiping my driver side fender and bumper, scraped my rim and according to the body shop likely cracked the back of my headlight housing, the way he hit me he has basically no damage ( maybe some scuffed paint, but it was a beat up 04 Honda with a lot of paint damage anyway). So the shop said my out of pocket total will be about 900-1000 through insurance, everything will be replaced instead of repaired and likely be around 3000. His actions are the sole cause of this but I'm not sure how insurance will view it. I suppose I should mention that my deductible is 1000 and although I know I shouldn't be at fault, I don't know insurance will see it that way and can't afford a surcharge should they find me at fault. Any advice would be tremendously helpful. Thanks in advance, Jesse
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Sorry about the double thread post, hit the back button and accidentally reposted
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Sorry about the double thread post, hit the back button and accidentally reposted