GPM Graded Commissions

[sokybrian]

I bet these guys specialize in payroll deduction... graded FE is popular in group plans/payroll deductions. I could have sworn I bumped into one of these not too long ago, the guy belong to a union, and had a crappy FE graded whole life policy.

I could be way off on this though

I can vouch for GPM LIfe. They are not a payroll deduction Co. Their FE product is actually very good. Graded policy is fantastic. It will put a case on 30/70 while going through treatment for cancer, or had open heart surgery last week.

Their rates are actually very competitive and most of the time, hard to beat. Especially for women. Level product is pretty liberal. Graded rates are cheaper than Monumental Std rates. They are not my go to company, but I have placed quite a bit of business with them. The post phone interview is pretty easy, especially if you send a list of current meds and reasons.

Only downside in KY is that they do not allow replacements here. Their rates are better than Oxfords. I have run into several Oxford policies that were just taken that I could have beat. But too bad.

A rated company.

They also have competitive Med Supp.

This is not an advertisement, just a clarification.

 

[RBHAGENT]

Well said! They too are not my go to company, but I always have supplies with me!

 

[WinoBlues]

I can vouch for GPM LIfe. They are not a payroll deduction Co. Their FE product is actually very good. Graded policy is fantastic. It will put a case on 30/70 while going through treatment for cancer, or had open heart surgery last week.

Their rates are actually very competitive and most of the time, hard to beat. Especially for women. Level product is pretty liberal. Graded rates are cheaper than Monumental Std rates. They are not my go to company, but I have placed quite a bit of business with them. The post phone interview is pretty easy, especially if you send a list of current meds and reasons.

Only downside in KY is that they do not allow replacements here. Their rates are better than Oxfords. I have run into several Oxford policies that were just taken that I could have beat. But too bad.

A rated company.

They also have competitive Med Supp.

This is not an advertisement, just a clarification.

Can they be done by phone?

 

[sokybrian]

Can they be done by phone?

No, unfortunately they cannot be done by phone. All face to face. Last question on the app asks what kind of ID the agent viewed.

 

[SportsNut]

Government Personnel Mutual. ....> they also have a really great final expense division..

Who do you contract thru on GPM.? I would like to at least look at their app/products/rates and see if there is a fit. Are they a direct contract company or do they use IMO's?

 

[sokybrian]

Who do you contract thru on GPM.? I would like to at least look at their app/products/rates and see if there is a fit. Are they a direct contract company or do they use IMO's?

They Use IMOs. I use Richfield Financial out of Cleveland, OH. The guys name is Chris Lawrence. He is a talker and really likes himself, but that shouldn't matter if you are just looking for info. I know there are several others, but I don't have their info. Not captive at all.

They do have a division that works only with Federal employees. That route is captive. They work military bases, post offices, federal buildings, etc. they have a full line of life and annuity products for that side. If you are looking at the final expense, you will need to talk with them about Secure Mark.

 

[RBHAGENT]

Who do you contract thru on GPM.? I would like to at least look at their app/products/rates and see if there is a fit. Are they a direct contract company or do they use IMO's?

They do use IMO's...let me know and I'll point you in the direction to get a contract. Someone on this board prob has an IMO contract, I not I can help you.

How about that level of honesty to show I'm not recruiting!!
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Absolutely correct. Secure Mark is the Final Expense plan. If you have any internal questions there, I can give you the marketing VP number to call and he can help you with an IMO closest to where you live.

 

[hardworker]

I'm not calling Richfield Financial. How can we find someone here on Ins. Forum to get appointed through? Does EFES have them?

 

[RBHAGENT]

I can appoint anyone on the forum with GPM. PM me and I'll send you info.

 

[jdeasy]

I'm not calling Richfield Financial. How can we find someone here on Ins. Forum to get appointed through? Does EFES have them?

I don't believe that EFES has them available. I haven't seen it if they do.