Group Retiree Part D - Not Creditable Coverage

[Newby]

I don't recall ever seeing a secondary PDP policy. Most of what is out there are discount plans like GoodRx. You can use Part D, or GoodRx, but not both.

A bit confused about where you found the union plan pays secondary to Part D. Was that in a letter from the union, or something in the benefit book? Paying secondary implies COB and a 2nd claim filed after the PDP pays. A paper claim?

Is there a premium for this secondary plan? Does it really have value?

People on the real old Plan J (not the last version of Plan J) had a drug benefit that is not credible. I think it had a max $500 per year cap.

You just treat them the same as someone with no drug plan at all.