Guaranteed UL Carriers

[Chad Sliprien]

Hi All,
Trying to create a comprehensive list of all the carriers that have a guaranteed ul product. So far i have:
Penn Mutual
Lincoln National
NYL
United of Omaha
American General
Principal Life
Symetra
Minnesota Life
Nationwide
John Hancock
Mass Mutual
Guardian
Prudential
Pacific Life
Zurich
North American Co.
Banner Life
American National
Cincinnati Life
West Coast
Genworth
Columbus Life
Midland National

Any obvious ones ive left out or non typical carriers?

 

[Tahoe Ray]

Sagicor

 

[Robert Barney]

West Coast Life????

Genworth Life????

 

[InsuranceIsLife]

You're going to waste a lot of time when you can have 3-4 key products targeted for certain ages/face amounts that you'll need 95% of the time w/o worrying about a replacement.

Protective Advantage choice/IUL - under g
Lincoln GUL - ages 50+ 100k and up (70 & below qualify for standard if rated 3 tables)
AIG GUL - a little more expensive but includes free ROP options (100% at yr 25)
North American GUL (use for smaller face amounts under 50k)
Prudential - ONLY IF VERY OVERWEIGHT



Genworth quit selling all life insurance products a few years back and mainly focusing on mortgage insurance. Priced their LTC product too cheaply and had a significant amount claims to pay and put them in a deep hole.