Guaranteed Whole Life

[tins]

Wow...that is a huge difference. Thanks for this. Gleaner doesn't sound bad but I've never heard of them until now. Any more info on them?[/quote]

Billion dollar Fraternal company. A- rated. Very friendly to deal with.

 

[RBHAGENT]

Nothing but good things to say about Gleaner. You are required to deliver the policy for their final expense...I'm assuming its the same for the others products...I only write their final expense.

 

[jdeasy]

Nothing but good things to say about Gleaner. You are required to deliver the policy for their final expense...I'm assuming its the same for the others products...I only write their final expense.

Doesn't appear to be a true GI. What is the underwriting question?

 

[tins]

Doesn't appear to be a true GI. What is the underwriting question?

It isn't.
Cannot have HIV or hospital stay in past 3 months.

 

[Jerard]

It isn't.
Cannot have HIV or hospital stay in past 3 months.

Almost as good....what is the chargeback on this beast?

 

[tins]

Almost as good....what is the chargeback on this beast?

They don't chargeback. They pay as earned.

 

[Jerard]

They don't chargeback. They pay as earned.

On all their products or just on the "fog a mirror" plan?

 

[0b1kanobee]

check out Vantis Life...Seems like several guys on here have mentioned they are priced a little better than Kemper

He said he needed something quick. Vantis takes a long time to get contracted with. It took me around 3 months. This is the norm I was told unless it has changed.

 

[tins]

On all their products or just on the "fog a mirror" plan?

I really don't know. My contract is all as earned.

 

[Jerard]

I really don't know. My contract is all as earned.

Okeidokalie....thanks. I'll call them in the morning.