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Just received an e-mail that says that the 5 app minimum was meant to "engage" their agents, but that they basically fu#ked up. They lowered the minimum to only ONE (1) 2014 app! I guess that they're THAT desperate for agents to write their crappy products. I wrote ZERO in this AEP. I may write ONE next week in case they have a minimum production of 1 for 2015.