OK, so I know coverage inside and out, and I have been on the body shop side of claims. But I am coming to you as a parent here: Junior (not really, I just call him that) was involved in what HE claims was a minor accident today. It was raining. He and another car collided in a tight turn. My son's left front to the other car's left rear. No cops were called, but Junior willingly handed over his insurance info without getting any from the other party. I found out when my insurance carrier's claims dept called me asking about an accident today Of course, kiddo claims damage to the other car was very minor. Yeah, right! Under no circumstances do I want this kid talking to an adjuster. I suppose I can just let this play out? I don't have anyone to call to make a claim against.....and he pretty much already admitted fault, didn't he?? So what point is there in letting him talk? Does anything I have to say carry any weight? UGH. I appreciate any insights. Thanks!