Help! 34 Yr Old with Spinal Bifidia Needs Insurance

I actually am contacting Columbian tomorrow, Im appointed with them, I believe, so hopefully that product if offered in Fla.
 
I don't know if this will help but

I got an mailer from United of Omaha Life Insurance Company for Whole Life. NO EXAM, NO HEALTH QUESTIONS. 60 day free look, builds cash value that can be loaned upon, coverage available to age 85. For a woman age 45-49 $27 per month for $10,000 Death Benefit.

Insurer can not cancel and premium will never increase, even with age.I am in CA
 
The liberty bankers life product that covers newborns is called flex for life juvenile. Not the best product as it doesn't become paid up u til age 70.


The SIMPL product starts at age 18 and for a 34 yr old in Florida 10k would be 20.79. This is the closest question to spina bifida I could find

"Disease of the nervous system including Paralysis, Parkinson's, epilepsy or seizure disorder, lupus or connective
tissue disorder, organic brain disorder ,brain mass or fibromyalgia? ".......................................................................
 
I know of a few companies that can help. FE 2k-25k. age 25-80. What state are you in?
 
Will MoO cover someone who is 30 with their GI plan? If so, how would I go about sending a client that way?
 
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